Ultimate Lending Team

With all the headlines and talk in the media about the shift in todays housing market, you might be thinking this is a housing bubble. It’s only natural for those thoughts to creep in that make you think it could be a repeat of what took place in 2008. The good news is, there’s concrete data to […]

The talk of a housing bubble in the coming year seems to be at a fever pitch as rising mortgage rates continue to slow down an overheated real estate market. Over the past two years, home prices have appreciated at an unsustainable pace causing many to ask: are things just slowing down, or is there a housing bubble

Owning a home is a major financial milestone and an achievement to take pride in. One major reason: the equity you build as a homeowner gives your net worth a big boost. And with high inflation right now, the link between owning your home and building net worth is especially important. If you’re looking to increase your financial security, here’s

One of the biggest questions people are asking right now is: what’s happening with home prices? There are headlines about ongoing home value appreciation, but at the same time, some sellers are reducing the price of their homes. That can feel confusing and makes it more difficult to get a clear picture. Part of the challenge

According to a recent survey from the Wall Street Journal, the percentage of economists who believe we’ll see a recession in the next 12 months is growing. When surveyed in July 2021, only 12% of economists consulted thought there’d be a recession by now. But this July, when polled, 49% believe we will see a recession in the

If you’re thinking about buying a home, you likely have a lot of factors on your mind. You’re weighing your own needs against higher mortgage rates, today’s home prices, and more to try to decide if you want to jump into the market. While some buyers may wait things out, there’s a reason serious buyers are making

If you’re in the market for a new house, do you wait or buy this year? While there are many ways to answer that question, here’s some good news. Home appreciation will lower back to normal levels. Wait or Buy? Each quarter, Pulsenomics surveys a national panel of over 100 experts. Ranging from economists to real estate experts and

Over the last two years, the rate of home prices increased at a dramatic pace. While that led toincredible equity gains for homeowners, it’s also caused some buyers to wonder if home prices will fall.It’s important to know the housing market isn’t a bubble about to burst, and 2022 isn’t the year that home prices will drop. To understand

While the Federal Reserve is working hard to bring down inflation, the latest data shows the inflation rate is still going up. You no doubt are feeling the pinch on your wallet at the gas pump or the grocery store, but that news may also leave you wondering: how do I even think about homeownership

Buying or selling house represents a pivotal moment for many. And one major component in this all important milestone is timing. Here’s what experts have to say about housing market projections for the rest of the year. There are early signs housing inventory is starting to grow and experts say that should continue in the