We Love Being a Lender.

And we love being a teammate.

Why Are We the Ultimate Lending Team?

Jim and the Ultimate Lending Team have been helping people achieve home ownership for over 20 years. He started his business as a mortgage lender helping his teammates (and opponents) on the Ultimate Frisbee field achieve home ownership. As word got around that Jim was reliable, trustworthy, and had great rates, his referrals grew in the community and expanded outward. Today, Jim and his team provide mortgage solutions to everyone, but you can still find him on the frisbee field laying out for discs.

Our branch at Guaranteed Rate Affinity is called the Ultimate Lending Team as a nod to our frisbee heritage, but also because we’re more than a lender, we’re a teammate. Our goal is to help our teammates obtain home ownership and keep their monthly payments as low as possible. We provide trustworthy guidance and personalized solutions. As your “Lender for Life”, we are looking forward to bringing our experience and expertise to help you with your next real estate transaction, whatever that may be.

Your Teammates

Jim_circle

Jim Nolte

Originating Manager
NMLS #337576

Andrew Headshot

Andrew Mangan

Originating Manager
NMLS #2241589

Amy_circle

Amy Sandoval

Associate VP of Mortgage Lending
NMLS #2145719

Client Reviews

  • Jim was absolutely outstanding from start to finish. He and his team stayed on top of our transaction, had clear and effective communication and were flexible throughout the process. I... Read More

    Jen J. Avatar Jen J.
    4/29/2019

    Helpful and responsive team that supported us during the home search as well as the purchase. The quick-close was our differentiator that made our offer stand out!!

    Brian J Avatar Brian J
    8/02/2021

    Nolte & his team were super helpful and communicative! They helped demystify the process and gave us a clear understanding of our options at every step along the way. We... Read More

    Isabel C Avatar Isabel C
    6/23/2021
  • Very helpful, informative, and friendly. Great group to work with!

    Michael Z. Avatar Michael Z.
    11/08/2019

    It was a really easy process. Jim, Amy and Lisa were all absolute professionals and it was really pleasant to work with each of them. I felt really supported in... Read More

    Rena K Avatar Rena K
    11/03/2021

    The team at Ultimate lending has now helped me with two mortgages and both were incredibly smooth (even with complex finances and multiple party mortgages). Both my loans closed on... Read More

    Lauren F. Avatar Lauren F.
    3/11/2019
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