Let’s Get You Home
Whether you’re looking to buy your first home, refinance, or buy again, we’re here to help.
Not sure where to start?

Home Buying Services for Ultimate Frisbee Players
REAL ESTATE | MORTGAGE | TITLE | INSPECTION | INSURANCE | FINANCIAL & TAX SERVICES
We’ll guide you through the home buying process providing trustworthy resources at every stage helping you save money, build wealth, and achieve home ownership.

Why Choose the Ultimate Lending Team?
If you’re looking to buy a home, we have the resources, products, and guarantees to make it happen.
Exceptional Service
To successfully close on the home of your dreams, you need a team you can trust. We are honored to be the trusted lending expert for thousands of our clients.
On Time Closings
You shouldn’t have to worry about your mortgage holding up the purchase. Rest assured the Ultimate Lending Team will get you over the goal line.
Lowest Rates and Fees
We shop for the lowest rates nationwide and also negotiate fees to save you money on closing costs.
Client Reviews
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Jim Nolte has an excellent team to work with—friendly, professional, and most importantly, efficient with their work. We closed in lightning speed! Thanks again, Jim!
Zane E
6/20/2021Jim provides first class service, every time. I have worked with him on numerous transactions over the last few years and as a Realtor, it is extremely comforting to know... Read More that once my clients sign up to work with Jim, I no longer need to have any concerns on the lending side of things. Read Less
Simon J.
2/07/2014Helpful and responsive team that supported us during the home search as well as the purchase. The quick-close was our differentiator that made our offer stand out!!
Brian J
8/02/2021 -
Working with Jim and his team was a great experience. I was comfortable working with a fellow Frisbee player. He helped us every step of the way and has continued... Read More to provide support for us when needed. From pre-approval to closing, he was available to answer any questions we had and presented information we hadn't considered. We couldn't be happier with our new home and almost as important, our low mortgage rate! We refinanced with Jim when rates dropped. I would recommend Jim to anyone looking to purchase a home or refinance their existing home. Thanks again Jim! Read Less
Ryan Ellis
12/15/2017Jim and his team made buying our first home out of state such an easy and memorable experience. Life has been amazing here in Oregon and an adventure we'll always... Read More be happy we embarked on. We took in the sights and the communities for the first two months we were here, as we waited that long to start looking for work, but so well worth it to get to know the new surroundings. My wife now works for the county (2min drive/8min walk from home), and I work in sales for a local manufacturer (2.5mi from home). We cannot thank Jim enough for his role in helping us get here, and we know that whenever we tell our story, he'll always play a part as someone who made a dream look so easy and helped make it come to life. It was an incredible journey getting here and was one of the best decisions we ever could have made as we find seem to always find ourselves on vacation here at home. Life is good and cannot complain! Oh, and the rain over the snow isn't such a bad deal, either... Thank you Jim! Read Less
Daniel D.
2/09/2019Very helpful, informative, and friendly. Great group to work with!
Michael Z.
11/08/2019



Loans Offered
Conventional Mortgages
Keep a low rate from the beginning of your mortgage to the very end! We will help you find the lowest rates possible at a term that makes sense for you.
Jumbo Mortgages
Looking to buy high-value or luxury real estate? Our jumbo mortgages have low rates for higher valued homes.
FHA Loans
Down payment got you down? Don’t worry! We provide FHA loans with down payments as low as 3.5%.
VA Loans
We offer $0 down mortgage options available to veterans, service members, and select military spouses.
Investment Properties
We have home loan experts who specialize in investment property mortgages to get you earning a return on the investment ASAP.
Additional Options
We have loans for virtually any situation. Adjustable-rate or interest only mortgages and cash-out refinances. Contact us to see what is best for you!