Let’s Get You Home

Whether you’re looking to buy your first home, refinance, or buy again, we’re here to help.

Lower Your Monthly Bills

Ultimate Lending Team will find the lowest rates possible for you whether you’re looking to buy your first home, upgrade your home, or refinance your current mortgage. We will help you save money through faster service, lower interest rates, and special programs only offered through Guaranteed Rate Affinity. We love being the trustworthy team that’s there for our clients to provide convenience, great rates, and lower fees.

home value appreciation

Why Choose the Ultimate Lending Team?

If you’re looking to buy a home, we have the resources, products, and guarantees to make it happen.

Exceptional Service

To successfully close on the home of your dreams, you need a team you can trust. We are honored to be the trusted lending expert for thousands of our clients.

On Time Closings

You shouldn’t have to worry about your mortgage holding up the purchase. Rest assured the Ultimate Lending Team will get you over the goal line.

Mortgage Assurance

Come to the negotiating table armed with a rock-solid pre-approval capable of beating out competing offers, even cash ones!

Client Reviews

  • Quick communication and availability to advise me on things; Jim gave a great explanation and breakdown of costs initially which was super useful and informative. Also getting everything wrapped up... Read More

    Giles E Avatar Giles E
    9/28/2021

    Jim, Amy, and the rest of the Ultimate Lending Team was great about quickly answering all of our questions. Jim talked us through a variety of rate and point options... Read More

    Carolyn F Avatar Carolyn F
    6/03/2021

    Andrew was very responsive, communicative, patient and friendly! he helped us every step of the way.

    Meghan L Avatar Meghan L
    5/12/2022
  • Andrew is just the best person to work with! He is creative, friendly and unbelievably prompt! He always has time for our many questions and went above and beyond to... Read More

    Oliver G Avatar Oliver G
    12/01/2021

    Jim was absolutely outstanding from start to finish. He and his team stayed on top of our transaction, had clear and effective communication and were flexible throughout the process. I... Read More

    Jen J. Avatar Jen J.
    4/29/2019

    Jim provides first class service, every time. I have worked with him on numerous transactions over the last few years and as a Realtor, it is extremely comforting to know... Read More

    Simon J. Avatar Simon J.
    2/07/2014

Loans Offered

Conventional Mortgages

Keep a low rate from the beginning of your mortgage to the very end! We will help you find the lowest rates possible at a term that makes sense for you.

Jumbo Mortgages

Looking to buy high-value or luxury real estate? Our jumbo mortgages have low rates for higher valued homes.

FHA Loans

Down payment got you down? Don’t worry! We provide FHA loans with down payments as low as 3.5%.

VA Loans

We offer $0 down mortgage options available to veterans, service members, and select military spouses.

Investment Properties

We have home loan experts who specialize in investment property mortgages to get you earning a return on the investment ASAP.

Additional Options

We have loans for virtually any situation. Adjustable-rate or interest only mortgages and cash-out refinances. Contact us to see what is best for you!

Get Pre-Approved Today!

Qualifying for a home loan has never been easier. Ultimate Lending Team will be there for you every step of the way.

Scroll to Top