Let’s Get You Home
Whether you’re looking to buy your first home, refinance, or buy again, we’re here to help.
Not sure where to start?

Home Buying Services for Ultimate Frisbee Players
REAL ESTATE | MORTGAGE | TITLE | INSPECTION | INSURANCE | FINANCIAL & TAX SERVICES
We’ll guide you through the home buying process providing trustworthy resources at every stage helping you save money, build wealth, and achieve home ownership.

Why Choose the Ultimate Lending Team?
If you’re looking to buy a home, we have the resources, products, and guarantees to make it happen.
Exceptional Service
To successfully close on the home of your dreams, you need a team you can trust. We are honored to be the trusted lending expert for thousands of our clients.
On Time Closings
You shouldn’t have to worry about your mortgage holding up the purchase. Rest assured the Ultimate Lending Team will get you over the goal line.
Lowest Rates and Fees
We shop for the lowest rates nationwide and also negotiate fees to save you money on closing costs.
Client Reviews
-
Quick communication and availability to advise me on things; Jim gave a great explanation and breakdown of costs initially which was super useful and informative. Also getting everything wrapped up... Read More in a timely fashion! Read Less
Giles E
9/28/2021The team at Ultimate lending has now helped me with two mortgages and both were incredibly smooth (even with complex finances and multiple party mortgages). Both my loans closed on... Read More time and never felt rushed or stressed, and one had to be put together in a couple weeks during the holidays. Part of this is probably due to the unique circumstance of sharing an office with their underwriters, allowing clear, personal communication throughout the process. I feel great about the options that Jim shopped for and, after doing my own research, discovered that he was very thorough in finding the best available interest rates. I'd recommend getting your mortgage in place before picking a house so that you can come to the bargaining table with money already spoken for. I'd highly recommend Ultimate lending and I intend to use them again if I ever buy another property or house. Read Less
Lauren Foster
3/11/2019 -
Jim was absolutely outstanding from start to finish. He and his team stayed on top of our transaction, had clear and effective communication and were flexible throughout the process. I... Read More can not wait to work with Jim again! Thank you for your knowledge, professionalism and commitment to making this transaction smooth and enjoyable! Read Less
Jen J.
4/29/2019Jim, Amy, and the rest of the Ultimate Lending Team was great about quickly answering all of our questions. Jim talked us through a variety of rate and point options... Read More and allowed us to make our decisions without any pressure. The communication was great throughout the entire process and we always knew what to expect next. The turn around times between interest, pre-approval, rate quotes, and time to closing were very fast allowing us to make a competitive offer. Read Less
Carolyn F
6/03/2021Jim provides first class service, every time. I have worked with him on numerous transactions over the last few years and as a Realtor, it is extremely comforting to know... Read More that once my clients sign up to work with Jim, I no longer need to have any concerns on the lending side of things. Read Less
Simon J.
2/07/2014



Loans Offered
Conventional Mortgages
Keep a low rate from the beginning of your mortgage to the very end! We will help you find the lowest rates possible at a term that makes sense for you.
Jumbo Mortgages
Looking to buy high-value or luxury real estate? Our jumbo mortgages have low rates for higher valued homes.
FHA Loans
Down payment got you down? Don’t worry! We provide FHA loans with down payments as low as 3.5%.
VA Loans
We offer $0 down mortgage options available to veterans, service members, and select military spouses.
Investment Properties
We have home loan experts who specialize in investment property mortgages to get you earning a return on the investment ASAP.
Additional Options
We have loans for virtually any situation. Adjustable-rate or interest only mortgages and cash-out refinances. Contact us to see what is best for you!