Let’s Get You Home
Whether you’re looking to buy your first home, refinance, or buy again, we’re here to help.
Not sure where to start?
Lower Your Monthly Bills
Ultimate Lending Team will find the lowest rates possible for you whether you’re looking to buy your first home, upgrade your home, or refinance your current mortgage. We will help you save money through faster service, lower interest rates, and special programs only offered through Guaranteed Rate Affinity. We love being the trustworthy team that’s there for our clients to provide convenience, great rates, and lower fees.
Why Choose the Ultimate Lending Team?
If you’re looking to buy a home, we have the resources, products, and guarantees to make it happen.
Exceptional Service
To successfully close on the home of your dreams, you need a team you can trust. We are honored to be the trusted lending expert for thousands of our clients.
On Time Closings
You shouldn’t have to worry about your mortgage holding up the purchase. Rest assured the Ultimate Lending Team will get you over the goal line.
Mortgage Assurance
Come to the negotiating table armed with a rock-solid pre-approval capable of beating out competing offers, even cash ones!
Client Reviews
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Jim and his team made buying our first home out of state such an easy and memorable experience. Life has been amazing here in Oregon and an adventure we'll always... Read More
Daniel D.2/09/2019Quick communication and availability to advise me on things; Jim gave a great explanation and breakdown of costs initially which was super useful and informative. Also getting everything wrapped up... Read More
Giles E9/28/2021Jim, Amy, and the rest of the Ultimate Lending Team was great about quickly answering all of our questions. Jim talked us through a variety of rate and point options... Read More
Carolyn F6/03/2021 -
It was a really easy process. Jim, Amy and Lisa were all absolute professionals and it was really pleasant to work with each of them. I felt really supported in... Read More
Rena K11/03/2021Andrew was very responsive, communicative, patient and friendly! he helped us every step of the way.
Meghan L5/12/2022Jim Nolte has an excellent team to work with—friendly, professional, and most importantly, efficient with their work. We closed in lightning speed! Thanks again, Jim!
Zane E6/20/2021
Loans Offered
Conventional Mortgages
Keep a low rate from the beginning of your mortgage to the very end! We will help you find the lowest rates possible at a term that makes sense for you.
Jumbo Mortgages
Looking to buy high-value or luxury real estate? Our jumbo mortgages have low rates for higher valued homes.
FHA Loans
Down payment got you down? Don’t worry! We provide FHA loans with down payments as low as 3.5%.
VA Loans
We offer $0 down mortgage options available to veterans, service members, and select military spouses.
Investment Properties
We have home loan experts who specialize in investment property mortgages to get you earning a return on the investment ASAP.
Additional Options
We have loans for virtually any situation. Adjustable-rate or interest only mortgages and cash-out refinances. Contact us to see what is best for you!