Let’s Get You Home
Whether you’re looking to buy your first home, refinance, or buy again, we’re here to help.
Not sure where to start?

Home Buying Services for Ultimate Frisbee Players
REAL ESTATE | MORTGAGE | TITLE | INSPECTION | INSURANCE | FINANCIAL & TAX SERVICES
We’ll guide you through the home buying process providing trustworthy resources at every stage helping you save money, build wealth, and achieve home ownership.

Why Choose the Ultimate Lending Team?
If you’re looking to buy a home, we have the resources, products, and guarantees to make it happen.
Exceptional Service
To successfully close on the home of your dreams, you need a team you can trust. We are honored to be the trusted lending expert for thousands of our clients.
On Time Closings
You shouldn’t have to worry about your mortgage holding up the purchase. Rest assured the Ultimate Lending Team will get you over the goal line.
Lowest Rates and Fees
We shop for the lowest rates nationwide and also negotiate fees to save you money on closing costs.
Client Reviews
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Jim and his team made buying our first home out of state such an easy and memorable experience. Life has been amazing here in Oregon and an adventure we'll always... Read More be happy we embarked on. We took in the sights and the communities for the first two months we were here, as we waited that long to start looking for work, but so well worth it to get to know the new surroundings. My wife now works for the county (2min drive/8min walk from home), and I work in sales for a local manufacturer (2.5mi from home). We cannot thank Jim enough for his role in helping us get here, and we know that whenever we tell our story, he'll always play a part as someone who made a dream look so easy and helped make it come to life. It was an incredible journey getting here and was one of the best decisions we ever could have made as we find seem to always find ourselves on vacation here at home. Life is good and cannot complain! Oh, and the rain over the snow isn't such a bad deal, either... Thank you Jim! Read Less
Daniel D.
2/09/2019Jim and his team were so helpful and responsive through my home buying process. As a first time buyer, I had no idea what I was doing, but Jim helped... Read More us every step of the way. Highly recommend him! Read Less
Rachel Johnson
4/09/2019It was a really easy process. Jim, Amy and Lisa were all absolute professionals and it was really pleasant to work with each of them. I felt really supported in... Read More new home ownership and felt empowered to ask questions. I felt like their feedback and advice was really catered to me and my needs/wants. Thank you all so much! It was so wonderful to work with you. Read Less
Rena K
11/03/2021 -
My experience working with Jim has been exceptional. His system made the entire process convenient and easy to understand. This was a HUGE benefit for me as first... Read More time home buyer. I couldn't be happier and I highly recommend him for any/all of your mortgage needs. Read Less
Andrew Robinson
7/15/2019Nolte & his team were super helpful and communicative! They helped demystify the process and gave us a clear understanding of our options at every step along the way. We... Read More loved working with them and would definitely recommend others work with the Ultimate Lending Team 🙂 Read Less
Isabel C
6/23/2021Jim Nolte has an excellent team to work with—friendly, professional, and most importantly, efficient with their work. We closed in lightning speed! Thanks again, Jim!
Zane E
6/20/2021



Loans Offered
Conventional Mortgages
Keep a low rate from the beginning of your mortgage to the very end! We will help you find the lowest rates possible at a term that makes sense for you.
Jumbo Mortgages
Looking to buy high-value or luxury real estate? Our jumbo mortgages have low rates for higher valued homes.
FHA Loans
Down payment got you down? Don’t worry! We provide FHA loans with down payments as low as 3.5%.
VA Loans
We offer $0 down mortgage options available to veterans, service members, and select military spouses.
Investment Properties
We have home loan experts who specialize in investment property mortgages to get you earning a return on the investment ASAP.
Additional Options
We have loans for virtually any situation. Adjustable-rate or interest only mortgages and cash-out refinances. Contact us to see what is best for you!