Jim, Amy, and the rest of the Ultimate Lending Team was great about quickly answering all of our questions. Jim talked us through a variety of rate and point options... Read More and allowed us to make our decisions without any pressure. The communication was great throughout the entire process and we always knew what to expect next. The turn around times between interest, pre-approval, rate quotes, and time to closing were very fast allowing us to make a competitive offer. Read Less

Working with Jim and his team was a great experience. I was comfortable working with a fellow Frisbee player. He helped us every step of the way and has continued... Read More to provide support for us when needed. From pre-approval to closing, he was available to answer any questions we had and presented information we hadn't considered. We couldn't be happier with our new home and almost as important, our low mortgage rate! We refinanced with Jim when rates dropped. I would recommend Jim to anyone looking to purchase a home or refinance their existing home. Thanks again Jim! Read Less

Jim and his team made buying our first home out of state such an easy and memorable experience. Life has been amazing here in Oregon and an adventure we'll always... Read More be happy we embarked on. We took in the sights and the communities for the first two months we were here, as we waited that long to start looking for work, but so well worth it to get to know the new surroundings. My wife now works for the county (2min drive/8min walk from home), and I work in sales for a local manufacturer (2.5mi from home). We cannot thank Jim enough for his role in helping us get here, and we know that whenever we tell our story, he'll always play a part as someone who made a dream look so easy and helped make it come to life. It was an incredible journey getting here and was one of the best decisions we ever could have made as we find seem to always find ourselves on vacation here at home. Life is good and cannot complain! Oh, and the rain over the snow isn't such a bad deal, either... Thank you Jim! Read Less

Andrew is just the best person to work with! He is creative, friendly and unbelievably prompt! He always has time for our many questions and went above and beyond to... Read More find creative solutions for our financing! Read Less

My experience working with Jim has been exceptional. His system made the entire process convenient and easy to understand. This was a HUGE benefit for me as first... Read More time home buyer. I couldn't be happier and I highly recommend him for any/all of your mortgage needs. Read Less

The team at Ultimate lending has now helped me with two mortgages and both were incredibly smooth (even with complex finances and multiple party mortgages). Both my loans closed on... Read More time and never felt rushed or stressed, and one had to be put together in a couple weeks during the holidays. Part of this is probably due to the unique circumstance of sharing an office with their underwriters, allowing clear, personal communication throughout the process. I feel great about the options that Jim shopped for and, after doing my own research, discovered that he was very thorough in finding the best available interest rates. I'd recommend getting your mortgage in place before picking a house so that you can come to the bargaining table with money already spoken for. I'd highly recommend Ultimate lending and I intend to use them again if I ever buy another property or house. Read Less