Let’s Get You Home
Whether you’re looking to buy your first home, refinance, or buy again, we’re here to help.
Not sure where to start?
Lower Your Monthly Bills
Ultimate Lending Team will find the lowest rates possible for you whether you’re looking to buy your first home, upgrade your home, or refinance your current mortgage. We will help you save money through faster service, lower interest rates, and special programs only offered through Guaranteed Rate Affinity. We love being the trustworthy team that’s there for our clients to provide convenience, great rates, and lower fees.
Why Choose the Ultimate Lending Team?
If you’re looking to buy a home, we have the resources, products, and guarantees to make it happen.
Exceptional Service
To successfully close on the home of your dreams, you need a team you can trust. We are honored to be the trusted lending expert for thousands of our clients.
On Time Closings
You shouldn’t have to worry about your mortgage holding up the purchase. Rest assured the Ultimate Lending Team will get you over the goal line.
Mortgage Assurance
Come to the negotiating table armed with a rock-solid pre-approval capable of beating out competing offers, even cash ones!
Client Reviews
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Quick communication and availability to advise me on things; Jim gave a great explanation and breakdown of costs initially which was super useful and informative. Also getting everything wrapped up... Read More in a timely fashion! Read Less
9/28/2021Jim Nolte has an excellent team to work with—friendly, professional, and most importantly, efficient with their work. We closed in lightning speed! Thanks again, Jim!
6/20/2021Nolte & his team were super helpful and communicative! They helped demystify the process and gave us a clear understanding of our options at every step along the way. We... Read More loved working with them and would definitely recommend others work with the Ultimate Lending Team 🙂 Read Less
6/23/2021 -
Jim, Amy, and the rest of the Ultimate Lending Team was great about quickly answering all of our questions. Jim talked us through a variety of rate and point options... Read More and allowed us to make our decisions without any pressure. The communication was great throughout the entire process and we always knew what to expect next. The turn around times between interest, pre-approval, rate quotes, and time to closing were very fast allowing us to make a competitive offer. Read Less
6/03/2021Helpful and responsive team that supported us during the home search as well as the purchase. The quick-close was our differentiator that made our offer stand out!!
8/02/2021Jim and his team made buying our first home out of state such an easy and memorable experience. Life has been amazing here in Oregon and an adventure we'll always... Read More be happy we embarked on. We took in the sights and the communities for the first two months we were here, as we waited that long to start looking for work, but so well worth it to get to know the new surroundings. My wife now works for the county (2min drive/8min walk from home), and I work in sales for a local manufacturer (2.5mi from home). We cannot thank Jim enough for his role in helping us get here, and we know that whenever we tell our story, he'll always play a part as someone who made a dream look so easy and helped make it come to life. It was an incredible journey getting here and was one of the best decisions we ever could have made as we find seem to always find ourselves on vacation here at home. Life is good and cannot complain! Oh, and the rain over the snow isn't such a bad deal, either... Thank you Jim! Read Less
2/09/2019
Loans Offered
Conventional Mortgages
Keep a low rate from the beginning of your mortgage to the very end! We will help you find the lowest rates possible at a term that makes sense for you.
Jumbo Mortgages
Looking to buy high-value or luxury real estate? Our jumbo mortgages have low rates for higher valued homes.
FHA Loans
Down payment got you down? Don’t worry! We provide FHA loans with down payments as low as 3.5%.
VA Loans
We offer $0 down mortgage options available to veterans, service members, and select military spouses.
Investment Properties
We have home loan experts who specialize in investment property mortgages to get you earning a return on the investment ASAP.
Additional Options
We have loans for virtually any situation. Adjustable-rate or interest only mortgages and cash-out refinances. Contact us to see what is best for you!