Let’s Get You Home

Whether you’re looking to buy your first home, refinance, or buy again, we’re here to help.

Lower Your Monthly Bills

Ultimate Lending Team will find the lowest rates possible for you whether you’re looking to buy your first home, upgrade your home, or refinance your current mortgage. We will help you save money through faster service, lower interest rates, and special programs only offered through Guaranteed Rate Affinity. We love being the trustworthy team that’s there for our clients to provide convenience, great rates, and lower fees.

home value appreciation

Why Choose the Ultimate Lending Team?

If you’re looking to buy a home, we have the resources, products, and guarantees to make it happen.

Exceptional Service

To successfully close on the home of your dreams, you need a team you can trust. We are honored to be the trusted lending expert for thousands of our clients.

On Time Closings

You shouldn’t have to worry about your mortgage holding up the purchase. Rest assured the Ultimate Lending Team will get you over the goal line.

Mortgage Assurance

Come to the negotiating table armed with a rock-solid pre-approval capable of beating out competing offers, even cash ones!

Client Reviews

  • It was a really easy process. Jim, Amy and Lisa were all absolute professionals and it was really pleasant to work with each of them. I felt really supported in... Read More

    Rena K Avatar Rena K
    11/03/2021

    Jim provides first class service, every time. I have worked with him on numerous transactions over the last few years and as a Realtor, it is extremely comforting to know... Read More

    Simon J. Avatar Simon J.
    2/07/2014

    Nolte & his team were super helpful and communicative! They helped demystify the process and gave us a clear understanding of our options at every step along the way. We... Read More

    Isabel C Avatar Isabel C
    6/23/2021
  • Andrew was very responsive, communicative, patient and friendly! he helped us every step of the way.

    Meghan L Avatar Meghan L
    5/12/2022

    Jim, Amy, and the rest of the Ultimate Lending Team was great about quickly answering all of our questions. Jim talked us through a variety of rate and point options... Read More

    Carolyn F Avatar Carolyn F
    6/03/2021

    The team at Ultimate lending has now helped me with two mortgages and both were incredibly smooth (even with complex finances and multiple party mortgages). Both my loans closed on... Read More

    Lauren F. Avatar Lauren F.
    3/11/2019

Loans Offered

Conventional Mortgages

Keep a low rate from the beginning of your mortgage to the very end! We will help you find the lowest rates possible at a term that makes sense for you.

Jumbo Mortgages

Looking to buy high-value or luxury real estate? Our jumbo mortgages have low rates for higher valued homes.

FHA Loans

Down payment got you down? Don’t worry! We provide FHA loans with down payments as low as 3.5%.

VA Loans

We offer $0 down mortgage options available to veterans, service members, and select military spouses.

Investment Properties

We have home loan experts who specialize in investment property mortgages to get you earning a return on the investment ASAP.

Additional Options

We have loans for virtually any situation. Adjustable-rate or interest only mortgages and cash-out refinances. Contact us to see what is best for you!

Get Pre-Approved Today!

Qualifying for a home loan has never been easier. Ultimate Lending Team will be there for you every step of the way.

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