If you’re thinking of buying or selling a home, chances are you’re focusing on the many extraordinary ways it’ll change your life. However, buying or selling a home impacts the economy at large as well. To measure that impact, the National Association of Realtors (NAR) releases a report each year to highlight just how much […]
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Homeownership has become a major element in achieving the American Dream. And despite the volatility of today’s housing market, a recent report from the National Association of Realtors (NAR) finds that over 86% of buyers agree homeownership is still the American Dream. Prior to the 1950s, less than half of the country owned their own
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One of the top challenges buyers face in today’s housing market is finding a home that meets their needs. That’s largely because the inventory of homes for sale is so low today. If you’re looking to buy a home, you may have noticed this yourself. But there is good news. More houses are coming to
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Buying your first home is a major decision and an exciting milestone. But, it can feel overwhelming. If you’re looking to purchase your first home, you may be wondering what’s happening in the housing market today, how much you need to save, and where to start. Here are three things to consider before buying a
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In the last few weeks, the average 30-year fixed mortgage rate from Freddie Mac inched up above 5%. While that news may have you questioning the timing of your home search, the truth is, the time may be right now. Even though it is tempting to put plans on hold in hopes that rates will
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Being intentional and competitive are musts when buying a home this season. That’s why having a mortgage pre-approval is so important. It allows buyers to enter the market with focus, clarity and realistic expectations. Getting a mortgage pre-approval from the Ultimate Lending Team is a fully customizable process that gives buyers a competitive edge. A
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The average American will receive a $2,897 tax refund this year. If you’re buying or selling a home this year, there are many ways to put that money to good use. For buyers, that might include things like a down payment and closing costs. And for sellers, it could cover maintenance to spruce up your
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Because the number of homes for sale is low today, it can feel challenging to find one that checks all your boxes. However, if you know which features are absolutely essential in your next home and which ones are just nice bonuses, you can land a home that fits your needs. Figuring out your wants
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The link between financial security and homeownership is especially important today as inflation rises. But many people may not realize just how much owning a home contributes to your overall net worth. Homeownership is rewarding in so many ways and can serve as a vital component in achieving financial stability. Here are just a few benefits of home
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Every year, many renters ask themselves the same question: Should I continue renting, or is it time to buy a home? Of course, there are several advantages to home ownership. But it’s important to understand what buying a home really means. If home ownership is becoming increasingly appealing to you, here are three things renters
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