Lock & Shop

DID YOU KNOW THAT AN INTEREST RATE INCREASE OF JUST 1/4% CAN RESULT IN A  $12,000 LOSS OF HOME PURCHASING POWER?

In today’s uncertain interest rate environment, MegaStar’s Lock & Shop allows you to lock in today’s low rate and shop with our pre-underwriting approval to move your offer to the top!

  • Credit approval includes documented verification of credit, employment, and asset verification. Acceptable Appraisal, property inspection, and title will be conditioned when the property goes under contract.
  • Lock & Shop program is available for Conventional and FHA fixed rate products. Product loan limits apply.
  • Final loan amount must be within 8% of locked loan amount.
  • Lock & Shop fee is only 1/2% of the locked loan amount. The fee is FULLY refundable upon closing with MegaStar Financial.
  • The ability to close fast can strengthen the offer!